Money-Saving Tips from Tibs and Shell

[Tiberius]

@operator

If you are in that kind of position, get a cash back credit card and use it. Credit cards are only scary if you can't pay them off each month. If you pay them off in full, then you don't get charged interest, meaning your cash back is free money.

Also, keeping a credit card active and paid off will improve your credit score which will be important when you actually need to borrow money, like with a mortgage.