The stupidity of sin

[ED scissor hands]

I can't accept, because that would negate my "unbelief."

Then you answer your own question. Jesus died to pardon you for your unbelief. A pardon is no good unless it's accepted.
 
Obviously you must believe in order to accept...

how do you know for sure that you said the right prayer and repented the right way , and got forgiveness for your sins ? according to what you say it is all standing on scripture in the bible , but no one, can say they have been saved and born again , and forgiven of their sins? it cannot be proven and it becomes speculation and assumed, that what you are reading is true, so I can honestly say , that you cannot ,by any means other then the bible to back this up, nor know in your life that this is  a true statement, and that the bible is 100% accurate on all that it says,
 so I will say that, we are all accountable for our decisions and actions, and right or wrong, it is up to us to correct the wrong , and make right what ever is needed to be right, our selves, we cannot say that some, imaginary deity has us covered, and we are good to go , forgiven , and born again?
please read the new testament , where Jesus says I am sent by the father to get the lost of Israel ,back to the father, and you will see , that this bible is not about the world  or the people in it, but it was made for a chosen selected group, and we are not it?, so the bible does not even apply to the people that have been killed murdered and placed into slavery , for they had no free will,  and you do not have free will , we are all human , surviving life and its ways, and we must do our best, and be loving , and helpful to each other, not following fiction.,