This boils down to money. Pharmaceutical companies exist to make money, they lobby so that lawmakers get bills signed that benefit them, their boards of directors exist to make As Much Money As Possible in order to make their stock worth more (shareholder value), insurance companies exist to act as a buffer between consumers and suppliers and skim "administrative fees" as they move money around and deny claims, insurance companies likewise lobby for legislation that favors their existence, most companies and up paying into their employees' health care to make it more affordable as part of an incentive package, and the consumers are left powerless to exert low-demand pressure on the market to help drive prices down.
I don't have a solution, but as long as our health is held hostage, consumers are at a disadvantage.
I don't have a solution, but as long as our health is held hostage, consumers are at a disadvantage.