Boin-ney, did I say it right?

[Cecelia]

It is extremely difficult to make over 80k a year without one. It is not absolutely necessary, no, but not having one restricts your career choices immensely.

I have a masters, and I don't even make $80k/year.  And I live in an area with a high cost of living.

For the land of opportunity though, we have a lot of people who sure want to limit opportunity to people who can afford it. How many great people have missed out on going to college because they didn't want to put themselves into debt for life? One of my students is absolutely brilliant, but her brother already is so far in debt for college and with hospital expenses that unless she gets a full ride, she probably won't get to go.