Simply saying "Aractus is wrong" is so far fetched that no one in their right minds would believe it. Especially saying he's "less than wrong" - do you not understand that right and wrong are binary?
Step 2, I will prove Aractus is right. Yesterday I went to an ATM and withdrew money. About an hour later I realised I didn't have the money I withdrew. I won't mention who my bank is, but it's suffice to say that all banks are cunts - and that's putting it nicely. I phoned the telephone number and said that either the ATM did not dispense me the money, or I left it there, but that I believed it was their fault and that the money never appeared. I have a good reason to believe that: I've never in my life left money in an ATM, but once before an ATM did not produce the money - and I had to chase it up four times before the bank credited it. And IIRC that was just $20. I recalled this story not long ago to one of my associates and said I would never accept that kind of treatment from the bank again, I was only 20 or 21 at the time, but now I know I should have insisted they'd given me the money back immediately.
So when I phoned a "banker" she said she would lodge an ATM dispute and it would take up to a week to return my money. I said that's not good enough because I don't believe I did anything wrong - in fact if you leave money in an ATM it beeps at you to alert you to it! The ATM didn't beep at me, ergo I didn't leave money in it, ergo it never produced the money. Then the fucking bitch lied outright to me, the first of several lies - she said wait ten minutes because it should automatically credit back to me within 40 minutes of taking out the money. But I had waited almost 2 hours before calling - I asked why waiting another 10 minutes would make any difference? She acknowledged that it wouldn't! I said I wanted the money back in my account before I left the phone line, she said that she didn't have the authorisation to do that, and then I asked to speak to someone with authorisation and she said no one could do it unless I went to a branch. So I said fine I'll go to a branch and go ahead and lodge the ATM dispute (that she promised she would do about 3 or 4 times). Then she said "I can't lodge an ATM dispute because I don't have the ATM transaction ID yet".
OMFG. So the bitch lied twice, in total. First she said clearly that she would lodge the ATM dispute even after viewing my account and me telling her that I didn't have the ATM receipt. Then, as mentioned she said to wait ten minutes because it should automatically be reversed - even though it was well outside of the 40-minutes time-frame in which that supposedly happens.
Anyway, then I had to go into the branch. Well it took some time, and the banker said that she would lodge the ATM dispute for me and that it would appear in about a week. I said that's not good enough, that I didn't believe I left money in the ATM, and that as I believe it is their fault that I want it resolved immediately. She said policy is to credit the account when the machine's balance is tallied (well what she said amounted to that anyway) - I said it's my money and I honestly don't believe I made a mistake, which means that the fault is on their side and they should rectify it. I had to wait, but it got done and I walked out with my money in my hand.
In a way I think that experience proves to me just how arrogant banks are. Yes there is a slim possibility that I made the mistake - a very slim possibility, it's not like the other time when I clearly knew that the money wasn't dispensed. And there's a reason for my confusion now, I reasoned it out: I have my wallet in one hand, and I have to take three things from the ATM with the other: 1. the card, 2. the money, and 3. the receipt. If you have the card and you have the receipt and you look down for the money and it isn't there you can assume you already took it and placed it in your wallet - and that's exactly what I think I did. Because when I thought back to it I never remembered seeing the cash. If the cash was there then the ATM would have beeped at me to alert me to it, and I don't remember that either.
The point of this little story is to prove that I'm right. And also because by getting my money I corrected I regret from my past where I didn't insist that they fix their mistake right away. And also to show the bank acknowledge they were wrong this time by altering their usual procedure.
Step 2, I will prove Aractus is right. Yesterday I went to an ATM and withdrew money. About an hour later I realised I didn't have the money I withdrew. I won't mention who my bank is, but it's suffice to say that all banks are cunts - and that's putting it nicely. I phoned the telephone number and said that either the ATM did not dispense me the money, or I left it there, but that I believed it was their fault and that the money never appeared. I have a good reason to believe that: I've never in my life left money in an ATM, but once before an ATM did not produce the money - and I had to chase it up four times before the bank credited it. And IIRC that was just $20. I recalled this story not long ago to one of my associates and said I would never accept that kind of treatment from the bank again, I was only 20 or 21 at the time, but now I know I should have insisted they'd given me the money back immediately.
So when I phoned a "banker" she said she would lodge an ATM dispute and it would take up to a week to return my money. I said that's not good enough because I don't believe I did anything wrong - in fact if you leave money in an ATM it beeps at you to alert you to it! The ATM didn't beep at me, ergo I didn't leave money in it, ergo it never produced the money. Then the fucking bitch lied outright to me, the first of several lies - she said wait ten minutes because it should automatically credit back to me within 40 minutes of taking out the money. But I had waited almost 2 hours before calling - I asked why waiting another 10 minutes would make any difference? She acknowledged that it wouldn't! I said I wanted the money back in my account before I left the phone line, she said that she didn't have the authorisation to do that, and then I asked to speak to someone with authorisation and she said no one could do it unless I went to a branch. So I said fine I'll go to a branch and go ahead and lodge the ATM dispute (that she promised she would do about 3 or 4 times). Then she said "I can't lodge an ATM dispute because I don't have the ATM transaction ID yet".
OMFG. So the bitch lied twice, in total. First she said clearly that she would lodge the ATM dispute even after viewing my account and me telling her that I didn't have the ATM receipt. Then, as mentioned she said to wait ten minutes because it should automatically be reversed - even though it was well outside of the 40-minutes time-frame in which that supposedly happens.
Anyway, then I had to go into the branch. Well it took some time, and the banker said that she would lodge the ATM dispute for me and that it would appear in about a week. I said that's not good enough, that I didn't believe I left money in the ATM, and that as I believe it is their fault that I want it resolved immediately. She said policy is to credit the account when the machine's balance is tallied (well what she said amounted to that anyway) - I said it's my money and I honestly don't believe I made a mistake, which means that the fault is on their side and they should rectify it. I had to wait, but it got done and I walked out with my money in my hand.
In a way I think that experience proves to me just how arrogant banks are. Yes there is a slim possibility that I made the mistake - a very slim possibility, it's not like the other time when I clearly knew that the money wasn't dispensed. And there's a reason for my confusion now, I reasoned it out: I have my wallet in one hand, and I have to take three things from the ATM with the other: 1. the card, 2. the money, and 3. the receipt. If you have the card and you have the receipt and you look down for the money and it isn't there you can assume you already took it and placed it in your wallet - and that's exactly what I think I did. Because when I thought back to it I never remembered seeing the cash. If the cash was there then the ATM would have beeped at me to alert me to it, and I don't remember that either.
The point of this little story is to prove that I'm right. And also because by getting my money I corrected I regret from my past where I didn't insist that they fix their mistake right away. And also to show the bank acknowledge they were wrong this time by altering their usual procedure.
For Religion & Health see:[/b][/size] Williams & Sternthal. (2007). Spirituality, religion and health: Evidence and research directions. Med. J. Aust., 186(10), S47-S50. -LINK
The WIN/Gallup End of Year Survey 2013 found the US was perceived to be the greatest threat to world peace by a huge margin, with 24% of respondents fearful of the US followed by: 8% for Pakistan, and 6% for China. This was followed by 5% each for: Afghanistan, Iran, Israel, North Korea. -LINK
"That's disgusting. There were clean athletes out there that have had their whole careers ruined by people like Lance Armstrong who just bended thoughts to fit their circumstances. He didn't look up cheating because he wanted to stop, he wanted to justify what he was doing and to keep that continuing on." - Nicole Cooke
The WIN/Gallup End of Year Survey 2013 found the US was perceived to be the greatest threat to world peace by a huge margin, with 24% of respondents fearful of the US followed by: 8% for Pakistan, and 6% for China. This was followed by 5% each for: Afghanistan, Iran, Israel, North Korea. -LINK
"That's disgusting. There were clean athletes out there that have had their whole careers ruined by people like Lance Armstrong who just bended thoughts to fit their circumstances. He didn't look up cheating because he wanted to stop, he wanted to justify what he was doing and to keep that continuing on." - Nicole Cooke
