MH 370

[Minimalist]

Over here about the first thing that would be done is that any such payments would be frozen pending investigation.

Agree, but they can't not pay based on accusations, can they?

They simply suspend payment while awaiting the results.  Eventually someone will take them to court and the court will decide.  Then, 10 years later when all the appeals have been exhausted, a decision to cut a check or not will be made.