I'm at about 16% of net currently. With the second I took to turn $1100 in monthly payments into $515 and make some small repairs the house needed, I'm at 25%. Looking back, I probably shouldn't have taken the second, but that $1100 was killing me. Then again, the combined mortgages kill me every time we get the bust part of the boom and bust cycle in the oil and gas industry.
Thief and assassin for hire. Member in good standing of the Rogues Guild.