Password overload.

[Anomalocaris]

You can always use a real easy trick like using appropriate number of letters at the beginning of the first sentence in your favorite book as your passwords, you can even use the first letters of first sentence in your favorite book as a one time pad to encrypt itself. You are no where near important enough for anyone to actually try to crack such an easily cracked cypher just to read your incriminating account information and alimony inducing communications.