My full SSA was at 65-1/2, iirc (born in '52). I asked my financial advisers at age 61 what the crossover year was for me if I started taking SS at 62, and I was told 81. Fuzzy on the exact numbers; it's been almost 10 years. I retired at 62. Whatever money I made was assured. I went that way because I was tired beyond belief and wasn't sure how long I'd live. I have one male in my family tree who has lived longer than I; he died a few weeks ago at age 95. One died at 64. All the rest died no older than age 58. Not good numbers. I'm pretty sure that if I had worked to 65-1/2, I'd be dead now, and no money after that, needless to say. Funny to think, I may live another 20 years, after all. The money I would have made those last few years likely wouldn't have benefited me. Not rich by any means, but I have enough to keep warm and dry.
If you get to thinking you’re a person of some influence, try ordering somebody else’s dog around.