binny, I feel your pain...I have INS. through my company, but I pay about 280.00 a month just for the Health and another 50.00 a month for dental.. Our co-pay is 40.00 in network, and twice that if we go out of network...
And lets not forget the BS hassle you get when you do everything legit and the Ins. company wants to act retarded in forms of not recognizing your "In-Network" doctor and file it wrong by "Accident"...(Emphasis on the Accident)....
Then takes another 6 months 50 calls back and forth between your doctor and Ins company before the bill is actually paid..
I'm sick of it...
And lets not forget the BS hassle you get when you do everything legit and the Ins. company wants to act retarded in forms of not recognizing your "In-Network" doctor and file it wrong by "Accident"...(Emphasis on the Accident)....
Then takes another 6 months 50 calls back and forth between your doctor and Ins company before the bill is actually paid..
I'm sick of it...
Intelligence is the only true moral guide...