(August 26, 2009 at 10:26 am)dry land fish Wrote: I know many people who have taken bankruptcy and they are just fine. My best friend took a chapter seven bankruptcy about eight years ago because she bit off more than she could chew with a house and a new car. She got to keep her house, sold her car, and the next week had another car that was just as nice. She's better off than I am even having a bankruptcy on her credit report!!
Yes because bankruptcy is a walk in the part. e_e and everyone has the success of your friend. I've lived through bankruptcy when my parents had to do it, it's not fun. And I'm not talking about idiots who spend too much, I'm talking about people who's only mistake was getting sick or injured and are buried in hundreds of thousands of dollars in debt and they are about to lose their home. Your little anecdote does not apply.
(August 26, 2009 at 10:26 am)dry land fish Wrote: I don't have insurance and I am just fine. I pay around a hundred dollars to see my doctor when I see him. If anything were to happen to me that I just could not afford I know that my family would put a mortgage on their home to help me pay for it. My friends would help and donate money. That's what most people do where I live who can't afford heart surgery or cancer treatments. The government has no right to take money from people who have money to spread it around to people who have no money. People need to rely on charty and friends and family in times of need.
Last year I bought an Adenta dental plan for my whole family for eighty dollars a month. It covered cleaning, x rays, and some dental work up to 75 percent. That's cheap. My mother has her own health insurance. She pays around two hundred a month and she's considered at risk due to her age. A young person can get a good health insurance plan for nothing. My son's plan that I pay for out of pocket costs me one hundred dollars a month. I don't see how insurance is so expensive...it's just what some procedures cost that is expensive. The problem is regulating what doctors are allowed to charge and to make sure they aren't charging excessive amounts for procedures. There is a way the government can control that aspect of the health care indusry without taxing it's citizens. Americans hate taxes.....and we usually resist any new program that requires us to be taxed more. Do not forget that our economy is at it's worst since the great depression. This is NO time to start up new programs that cost billions. I don't care who is dieing in the streets...we can NOT afford it.
So instead of having the government use Tax money to help people, neighbors and family are supposed to take on the burden. It's okay for other people to pay for your health insurance, but not if the government is involved? You're ridiculous. The whole point is your parents shouldn't have to re-mortgage your house. Your solution is completely unrealistic. It should be covered by the health insurance you're paying for. And guess what? You think it's inexpensive what you're paying for? That's actually pretty pricey. What you've listed as prices, well someone struggling paycheck to paycheck trying to support their family could never pay that. And you mention procedures are expensive, NO SHIT. If you're paying that much for insurance those procedures SHOULD be covered, and you've admitted they're not. What are you paying that ridiculous amount of money for?
I have insurance for about $60 a month, covers dental and health. If I didn't have health insurance I would had to have pay out of pocket for a surgery I had in 2008 for an ovarian cyst the size of a grapefruit. If I didn't have insurance I'd have to pay $300 a month for medication that makes it possible for me to breathe. I'm not horribly sick. Asthma and cysts are basic medical problems that would have buried me without insurance. In fact I'm still paying off for a pathology test that wasn't covered by my insurance.
In the long run, you seem to think it's okay that you spend a hundred dollars a month for you son, and if he gets really sick and a procedure won't be covered, you'll hold a fundraiser. Good luck with that.
In fact your last statement shows how sick and twisted your opinion is on this. Who cares if people are dying on the streets. We can't afford it. Tell that to someone dying of cancer while they watch their family get kicked out of the house due to enormous medical bills. Tell that to their face, let them know how completely heartless you are.
I've already explained to you our lack of covering these people is far more expensive. Maybe you should learn the facts about what you're talking about before you open your mouth. The cost of doing something is far cheaper than the cost of doing nothing at all.
P.S. Your statement about Americans hating taxes is a broad brush. I have absolutely no problem with taxes, my problem comes in when it's wasted on things like pork projects, military, needless wars, etc... I'm more than happy to pay taxes that benefit the society as a whole. Unless of course you're under the misconception that the Boston tea party was about Americans hating taxes. If you think that's true, you have a lot to learn.
P.P.S. Massachusetts has universal health care with a public option. We're doing pretty good with ours, and thanks to it I and many others have insurance. We're not bankrupt. In fact, it was thanks to Sen. Ted Kennedy that we have it, and he died last night. It's terribly unfortunate since Health Care reform was his baby. He'll be missed.
"The way to see by faith is to shut the eye of reason." Benjamin Franklin
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