If in doubt, get your tap water tested. Chlorine / chloramine and flouride at legal levels are not a health risk. You may have other impurities that you would prefer to not drink in your tap water, however.
I don't filter my tap water and it tastes fine and has few impurities. I know people who do filter, and I won't drink their water straight from the tap. Nasty.
I don't filter my tap water and it tastes fine and has few impurities. I know people who do filter, and I won't drink their water straight from the tap. Nasty.