(March 2, 2020 at 6:08 pm)BrianSoddingBoru4 Wrote: Got a notice in this morning’s mail that the Public Liability insurance premium on my wife’s business was increasing by 45%.
Figuring that it would be better for me to deal with it than Ellen (she’d likely go into enough of a rage that they’d cancel the policy altogether), I called and - long story short - got the increase down to 5%.
Happy wife, happy life.
Boru
Must have been the day for it. I had to respond to an inspection/audit/survey (everyone seemed to have a different name for it) regarding our general liability insurance. I am the bookkeeper for a small plumbing company.
Sample questions included: (them) Does your company have a supervisor? (me) Yes, the owner.
A few minutes later after asking how many people work at the company. (them) Does anyone act as a supervisor? (me) I thought we just established that.
(them) Does your company work on water, sewer, gas lines? (me) Yes. (them) Which one? (me) There wasn't an option for do you work on one, all, or a combination of two. (them) Do you work on water, sewer, gas lines? (me) Yes.
(them) Do your employees ever have to dig to complete the work? (me) Yes.
(them) How deep do they have to dig? (me) It depends on the lines they are working on. (them) We need a number. (me) Okay, lets say three feet.
(them) Do you mostly work on new construction or on remodels? (me) Neither, we mostly do repairs and replacements. (them) That's not one of the options.
It's a wonder I don't drink.
The insurance industry is filled with evil people.
“If you are the smartest person in the room, then you are in the wrong room.” — Confucius
