Obamacare not affordable

[Raeven]

It is the cost before subsidies but I doubt they'll qualify for much in subsidies. (I have yet to research it for them since they just told me about their quote yesterday.) They both work full time jobs and combined make about $55k. I know they're "doing ok" as you put it, but really, should anyone be spending nearly 20% of their income on insurance?

It's sickening that there are people who can sit on their butts claiming disability when they could be working (I also, unfortunately, have family members who do this) are paying nothing for healthcare and two hardworking people who were born in a time when you didn't need a college degree and thus make a modest lower middle class income are paying out the nose for healthcare.

No, no one should be spending that much on health insurance. That's why Obamacare requires health insurance companies to hold their profits and administrative costs to 20%. And that restriction becomes more restrictive in future years. That is going to help bring costs down enormously. As for the subsidies, you might be surprised... it will be based on their adjusted gross income, not their gross income. They can net up to $45,000 and still qualify for subsidies -- and I can't recall if that is per each, or total household... so check on that.