Do you take antidepressants?

[Jackalope]

That was a grand out of pocket, FYI.

That's some seriously shitty insurance right there. It would take 25 brand-name scripts or a 100 generics/month before I felt that kinda financial pain.

Well, yes and no. Its zero out of pocket once the $5K deductible is met.

Once I compared the premiums of the high deductible plan vs. the plan with copays, it was a no-brainer (the difference in annual premiums was more than the deductible, factor in copays and less-than-100% coverage and it's even a bigger no-brainer).