Life is not improbable.

[Anomalocaris]

All life needs is 1 self replicating molecule and planet that make life possible.
Now take all the planets with conditions that make life possible.
Many.
Now take all the years those planets existed.
Many.
Now take all the molecules on all of those planets.
Many.

In order to have life all you need is 1 self replicating molecule.

Whats the chance of life appearing somewhere at some point? Big.

I think you are being too flippant. There is a vast gap between a self-replicating molecule and an organism of many molecules, most of which are not self-replicating in the strict sense of the word, that can nontheless systematically harness resources from its environment to create something like a duplicate of itself.

It is true the vast gap is nonetheless likely to be bridged in the time available to the geologically active life of a earth like planet. But that's no excuse to be flip about "all it takes".