(November 13, 2014 at 8:26 pm)KUSA Wrote: She should sue the hospital for added mental anguish.
The hospital should then be allowed to sue her for cost inccurred in the collection of the debt she owes.
The real problem with this situation is the woman was in a coma. She was incapacitated and not capable of entering into a contract before the fact. It certainly is not just to require the woman to pay whatever the provider requests. ...but it is also not just to require the provider to accept whatever the insurer asks for.
In my opinion we buy insurance to fight these fights for us when we can't or don't want to fight them ourselves. Insurance companies should cap what they will cover and not some dollar amount. If an insurance company agrees to pay for a heart attack in which the victim is unconscious for 10 days....then the patient should be released from their liability(minus copays) and the insurance company and the provider can fight it out.