(November 13, 2014 at 9:11 pm)KUSA Wrote:(November 13, 2014 at 9:02 pm)Heywood Wrote: Its not that hard to set up a system that assigns liability to someone else and this is what medical insurance should do. I pay company X to assume any liability I might incurr.But they deflect the liability they are responsible for as much as they can get away with. BCBS for example is notorious for denying almost every claim the first time it's billed to them. They only pay after the customer calls and bitches them out. Ask me how I know.
Quote:I also would allow provider to discriminate...they might accept patients who are insured by company X but not company Y.
So what happens when you are having a heart attack and you have company Y insurance?
I have had BCBS for the last 10 years and never once had to call them up and bitch to them to get them to pay a claim. Your situation may be an outlier....or perhaps mine is the outlier. However I would bet a great deal of money that on average most BCBS claims are paid the first time they are filed.
