Exactly. The 'finetuned for life' argument glosses over the fact that just about 100% of the universe appears to be lethal to life, at least as we know it. It's been compared to finding, say, one atom of carbon in a whole galaxy full of planets and concluding that the galaxy is fine tuned for the purpose of supporting carbon.
At the age of five, Skagra decided emphatically that God did not exist. This revelation tends to make most people in the universe who have it react in one of two ways - with relief or with despair. Only Skagra responded to it by thinking, 'Wait a second. That means there's a situation vacant.'