Brain Dead Girls Court Case
December 26, 2015 at 9:55 pm
(This post was last modified: December 26, 2015 at 9:56 pm by Easy Guns.)
(December 26, 2015 at 9:35 pm)Minimalist Wrote:Quote:Every time an insurance company agrees to insure a customer, they do a risk assessment to determine overall health and likelihood of an accident.
YOu have no idea what the terms of the policy are. This was a minor which means she was under her parents' policy - probably employer based.
http://usnews.nbcnews.com/_news/2014/01/...rain-death
Quote:What is the cost of keeping someone brain dead alive?
With medical care, doctors and equipment required, it doesn’t come cheap. Caplan estimates it could be a staggering $7,500 per day.
And would insurance cover it?
No, because, legally, the person is considered dead.
Agreed. We don't know the terms of the policy. But that doesn't have anything to do with how an insurance company determines your premium. However, as far as I can tell the general consensus is that the insurance policy is still covering the medical costs. There's no way in hell they would be if they weren't contractually obligated to do so.
And what point are you making when you say the insurance company wouldn't cover it? If the insurance company isn't paying for it and the parents are paying out of pocket, what point are you trying to make exactly?
The only point I'm trying to make is, if you're getting screwed by the insurance company, even if their excuse for screwing you is a set of delusional parents, the issue needs to be taken out on the insurance company.
