RE: Fuck my country!
March 15, 2011 at 7:01 pm
(This post was last modified: March 15, 2011 at 7:06 pm by theVOID.)
(March 15, 2011 at 6:28 pm)Dotard Wrote: Just one question. Same would go for people who:
I'll break it down
Quote:skydive
Yes, Risk your ass for kicks and don't expect people who are risk averse to pick up the slack, you put your health at risk you should expect to pay more to cover the liabilities you create, the actual chances of getting injured are probably low, thus the extra premiums should be low.
Quote:eat mac donalds
Not necessarily, it depends on the totality of the diet.
Quote:ride motorsickles
I'm not sure motorcycles are that risky comparatively, it would depend entirely on the data.
Quote:excercise regularly and break an ankle or develops Runners Knee?
No, you didn't knowingly injure yourself nor is running a major risk, your healthy lifestyle would lower your premiums because you're taking action that tends to lower your need.
Quote:How about someone who likes to mountain bike and falls off a mountain?
That again is something that is a marginal risk, you might get slightly higher premiums, but the health benefits on average would likely outweigh the potential risks and make it cheaper.
Quote:Deny them medical care if they are uninsured?
No, give them care and send them a bill, if they don't pay it then crack down.
Insurance and healthcare are not the same thing either, insurance is for rare and major incidents where you wouldn't have the capital to cover it, healthcare is an ongoing and expected cost that you should account for with your income.
Quote: After all, they brought those conditions on themselves.
It is the tendency of an action to result in a need, people who take less risks pay less, people who take an active role in maintaining their health pay less, people who smoke or over eat pay more. Someone taking unnecessary risks or engaging in behavior likely to result in more needed care should not be allowed to shift the burden to people who do not, it's completely unfair.
Quote:How about the guy excercising on his bicycle who hits a pothole and smashes his nuts on the handlebars?
Low risk, generally beneficial. Someone who cycles regularly maintains their health and tends to need less care, they pay less.
Quote:It's a known danger and he chose to participate in bike riding so no medical care if you are uninsured.
Firstly, you are again confusing healthcare and health insurance.
Secondly, riding a bike tends to do more good than harm, it tends to lower your need for care. If that is the case you should pay lower premiums.
Thirdly, you wouldn't get no care, you would get an invoice that you are required to pay regardless of whether or not you have insurance. If you have insurance you pass them the bill, if you don't and you have the means to pay you either pay it yourself or get fined/convicted and if you genuinely cannot afford it you seek help from the welfare department or charity and they will pay it.
Quote:Oh, who's going to be 'God' in deciding who gets treatment or who's been a bad boy?
A computer and statistics - Some things tend to promote health, some things tend to promote need. There is absolutely no need for the melodrama you seem intent on bringing to the discussion.
Quote:"Make people pay for their "----------" related illnesses and injurys." doesn't seem so sensible when there exists a myrid of activities humans engage in that directly cause injury or illness.
It only doesn't make sense when you've either straw-manned or misunderstood the argument.
Again, some actions tend to promote health, some actions tend to thwart health, some actions contain undue risks. People who actively maintain their health and don't take risks should NOT have to shoulder the burden for people who damage their health or take unnecessary risks. It is plainly unfair for someone who jogs and eats healthy to pay the same amount as a person who smokes, drinks and does extreme sports.
(March 15, 2011 at 6:46 pm)Dotard Wrote: Will we be required to wear a smoke counting ankle bracelet or something? Transmitters in cigarette packs that tell the gummit (or insurer) how much your smoking?
If you go to the hospital for treatment and present with the signs of smoke damage then they list you as having smoking related illness - You get treated and leave with your invoice - If your insurance company knows you smoke then there is no problem, if you've lied to them then you have broken the contract and will have to pay a higher premium to account for the difference in payments or can be refused service.
It's really rather simple, you again seem to be loving the melodrama, it's complete bullshit however. Your 1984 fears are completely off pace.
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