(August 27, 2016 at 10:18 pm)Aroura Wrote: My little bro was just in the hospital for 7 days for a very serious blood infection. Herecovered, but since he has no insurance (he's one of the Obamacare haters who opted out even though he had the money to get insured), I have no idea what he's gonna do. He was in critical care for 3 days, and regular rooms for 4. With all the tests an medications he was given, and knowing the base rate for critical care is like 8k a day, and for regular room is like 4 k a day, he's basically just screwed.
I work for a non-profit hospital organization. I'm in radiology I.T. and not privy to specific financial information, but our organization does disclose general financial data to us. I don't know about the hospital he went to, but here is what would probably happen in ours.
If he's like most people without insurance and money, he'll ignore the first few bills. Eventually he and the hospital will get in contact and some sort of "settlement" will be agreed upon that is well below the face value of the bill. He'll pay some amount per month, but maybe he'll even blow that off. The remaining balance will get written off.
People like your brother are a large part of the reason why prices are artificially bloated. Those of us with private insurance are subsidizing everyone without insurance. Drug pricing is negotiated and factors into this as well.
I will say this, none of the insurance companies pay the "face value" of the bills either. The amount they pay is negotiated behind closed doors. This is why having a medical procedure outside of your insurance companies primary network is so costly.
Tell your brother to fuck off because he is part the reason our insurance rates are so high.
“Understanding is a three edged sword: your side, their side, and the truth.”
