(March 17, 2017 at 7:35 pm)BrianSoddingBoru4 Wrote: I think the larger issue is that they don't understand how poor people think. The idea (as I understand it, I may be wrong) is that you don't require the poor to buy insurance, but you give them money in the form of a credit on their taxes, and hope they'll use the money to buy health insurance.
Sorry, but that's just bats. The poor almost always have needs that are more immediate than a health plan - little things like diapers, food, making this month's rent, keeping the car going so they can get to their job, and so on. This plan is like the West's response to the series of Soviet famines: send them seed grain so they can grow their own wheat and corn. The trouble is, when you give starving people grain, they don't plant it, they eat it.
Boru
It's worse than that. The tax credits are only available if you buy health insurance, so you don't get them if you don't have insurance. That makes sense, but of course you only get tax credits when you file taxes. So they are expecting poor people to go into more debt paying for premiums, which they only get the money to pay for the next year. The tax credits won't be enough to pay for the premiums either.