The reason for the penalty is in part there for the same reason that we penalize uninsured drivers. Who do you think is going to pay for your care, should you get sick or injured beyond your ability to pay? Your irresponsibility has a negative effect on everyone else and IMHO you damn well are going to pay for it.
We all pay for the uninsured. The alternative is unacceptable to people with an ounce of compassion and empathy.
It's not as if we don't incentivize and penalize other anti-social behaviors.
We all pay for the uninsured. The alternative is unacceptable to people with an ounce of compassion and empathy.
It's not as if we don't incentivize and penalize other anti-social behaviors.