I call the credit score my “ I love debt“ score. After years above 800 I paid off all my debt and now it’s really low. All it tracks is how well u regularly pay off debt to qualify risk to banks. Opening all your own shit to put up for collateral, Dropping a fat down payment, we’re having a high debt to income ratio negates the need for a Credit score
"There ought to be a term that would designate those who actually follow the teachings of Jesus, since the word 'Christian' has been largely divorced from those teachings, and so polluted by fundamentalists that it has come to connote their polar opposite: intolerance, vindictive hatred, and bigotry." -- Philip Stater, Huffington Post
always working on cleaning my windows- me regarding Johari
always working on cleaning my windows- me regarding Johari