RE: Bill paying and automated vs real person on phone
August 22, 2020 at 1:58 pm
(This post was last modified: August 22, 2020 at 2:17 pm by Brian37.)
(August 22, 2020 at 6:40 am)Gawdzilla Sama Wrote: Adults are people responsible enough to not get surprised too often. I have the month's bills paid before the 15th and then I send Boss Lady a copy of the Excel for archiving on her machine. Check the bank account daily for any surprises. Robin had her debit card information stolen twice, so I am motivated to keep an eye on the entries.
Adults are also not clones of each other.
I have a college degree. And having been in many of offices of professors, it would be a myth to assume every teacher has a pristine museum quality office. If forget which famous person talked about a clean desk, but it when something like , "If your desk isn't messy, it means you haven't done any work." I have been in professor's offices that looked like episodes of Hoarders (in the cluttered sense, not sanitary sense.)
I don't think in terms of black and white. Is it ideal to schedule? One can argue that sure, and nobody likes late fees. But in my entire time of bill paying, I have never been cut off. (edit, to clarify) I have never had my water, electric or cable cut off. I have had my late bill added to the next bill. But I have never been cut off with those utilities.
I actually love my paranoia. More often than not, I over pay and that get's credited to my next bill. And the good thing about most utilities, is you have a grace period.
My late adoptive father was a HS biology teacher, and my mother said he was always horrible with money.
Even with my cell phone. I have missed my pay date, get cut off, but the easy part is I simply dial customer service after not being able to dial out, and simply get them to reinstate my service. Only takes minutes.
I am myself no longer having to live paycheck to paycheck myself. And I do try to stick to a budget. But I also hate having to think about it at the same time.
Even today, I still use a debit card. I love the fact that it cuts me off unlike a credit card. I simply transfer money from my other account to it. That forces me to limit what I spend.
