Morality and downloading

[One Above All]

Does morality hinge upon affordability?  As in, it's only immoral to help one's self to another's productive effort without payment or consent...if you can afford it?

-sounds pretty sketchy.  There's this awesome crop management software that I can't afford......helps manage whitefly in tomatos.  Can I go rip that and feel comfortable that I've comported myself in a manner consistent with a positive moral actor?

Can you answer the question or not? If you don't agree that it's the main issue - what the software developers stand to lose through online piracy - then say so and point to what you think the main issue is (assuming you think there is a main issue, rather than an assortment of issues).