(June 4, 2017 at 11:19 am)Cthulhu Dreaming Wrote:(June 4, 2017 at 11:07 am)mh.brewer Wrote: Then he should get offered help and let it be his choice if he takes it or not.
So he - while being a significant actuarial risk - is not subject to the same surcharges as the others?
The need to eat is not as much of a choice as other health/actuarial risks (smoking/rock climbing/racing/........). It need to be looked at and approached differently. The company that I previously mentioned, while assessing a surcharge for smoking and flat out not covering dangerous activity injuries (you could purchase a separate policy) offered savings or discounts to people who voluntarily signed up for and actively participated in wellness programs which that focused on weight, cardiovascular, diabetes, asthma, immunization........ They also provided assistance programs with smoking cessation.
They were still responsible for any additional medical costs associated with the program guidelines.
Being told you're delusional does not necessarily mean you're mental.
