(January 5, 2018 at 2:48 pm)mh.brewer Wrote: My guy was talking about over valuation and a reset prior to Trump.
If we're going by historic valuations, it's been overvalued for some time. The past year has only made it more so.
@Aegon a crash as you graduation actually represents a good buying opportunity, and a good time to start retirement savings. Buy low, baby. You've got a long ways to go. I've been through more than one major correction. I'd rather not have one happen this close to retirement.
@Brian37 equities are things such as stocks that represent equity ownership of a publicly-traded company, as opposed to debt instrumenta like bonds that are more akin to loans to such an entity (or to a government). There's also various derivatives that are more complicated.
An annuity could theoretically invest in either but they basically are an investment you can purchase that provides a future income stream.