RE: A tale of American healthcare as told through one Doctor visit
December 6, 2018 at 4:39 pm
(This post was last modified: December 6, 2018 at 4:41 pm by Brian37.)
(December 6, 2018 at 4:36 pm)Figbash Wrote: Follow me on my journey:
- Meet pediatrician, explain issue, refers us to another doctor, pay $30 co-pay for 10 minute visit
- Call Insurance company to get referral (HMO)
- Call Doctor's office to check on referral, told there is a 6 month wait list
- Finally show up to specialist, Pay $60 co-pay
- Meet with doctor for 30 minutes, get blood drawn
- Receive $600 bill a month later because Doctor-ordered bloodwork is not covered by insurance
- Call Insurance company and fight charges
- Call hospital and ask for further breakdown of charges
- Call back insurance company and get new person - explain yourself all over again
- Call different insurance number only to be told the blood work is NOT covered.
- Write check to hospital for $600.
$690 OOP total
Merry Christmas!
And all of this after paying 1,000+ a month for "coverage"
Welcome to corporate health care.
Sad thing is, that it used to not be this way. I know growing up having had kid injuries and teen illness, insurance back then and medical care for that matter was far cheaper that my mom always had the option of paying out of pocket or using her insurance but neither were a anchor on her ability to pay.
