Any financial guru's here?

[arewethereyet]

Just look at reviews online.  Make a few calls.  Go to a couple consultations and decide who you think will work for you and in your best interest.

I think many can remember whe Blockbuster Video existed. I was the guy who walked through the video store for hours wondering if I would score a good movie or rent a lemon.

This is what I am feeling right now.

I offered you what I think is good advice.  A consultation with a financial advisor doesn't mean you have to use them.  

You are going to have to make a decision or just hope for the best as things stand - which is a decision in itself.

Good luck in whatever you decide to do.  I would hate to see the money your mom worked so hard for to not do what it was intended to do.

 - shrug-  I tried