Any financial guru's here?

[arewethereyet]

In all seriousness, the advice I am getting here from multiple people seems to be the same advice I have seen on lots of subjects, "get a second and third opinion."


I have to say this is a hard road to go, considering corporate monopolies.

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I offered you what I think is good advice.  A consultation with a financial advisor doesn't mean you have to use them.  

You are going to have to make a decision or just hope for the best as things stand - which is a decision in itself.

Good luck in whatever you decide to do.  I would hate to see the money your mom worked so hard for to not do what it was intended to do.

 - shrug-  I tried

You gave me good advice, so it is not you. I still worry about the corporate world selling me a bill of goods to keep business.

Not every financial advisor is a big corporate entity.

We have a man here in town with his own advising business and team and is highly respected.  

You are getting in your own way with your corporate phobia...you do know that there are corporations behind every penny in those annuities, right?