Dinosaurs and Man

[Anomalocaris]

Near an event horizon wouldn't be much of a problem, as long as you're moving quickly enough and on a path that would take you across it as opposed to into it. You would simply slingshot around. (Of course, it depends on how near is near). Within the event horizon - now you're in trouble.

Actually, near the event horizon of any reasonably sized black hole would be a trememdous problem because of tidal effect. The difference between the force the blackhole exert on one end of you would be different from the the force excerted by the same black hole on the other side of you by many more orders of magnitude than the force required to split you into tiny red wiggling morsels.

Penetrate into event horizon? You will never get there. The definition of even horizon is the point where an object falling into the blackhole from a grant distance would attain speed of light under balck hole's gravitational pull. By relativity, time will slow down to dead stop as you get there. To an external observer you will come to rest smeared all over the even horizon, but you will never get in, unless you somehow bleed away a huge amount of your kenetic energy as you fall. They only way we know how that could happen is if you transfer that energy by friction. This is why things only enter black hole through accretion disks which radiates away the kenetic energy as gamma rays.

You will never survive the gamma ray.

Either way, where you are close enough for black holes to distort time or deflect sun light, that will be the place you die.