Greetings... and a (potentially) sensitive question!

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My question is this: Do we have an obligation to live according to a moral standard, based on maximizing the prosperity of our genes, or our species?

No. <-- short answer, save yourself the time.

Are you bound morally to fucking (or otherwise raping) every person potentially compatible for offspring? Maximizing the PROGENY of 'our genes' would also require raping children who have become pubescent, because if you don't, you are not maximizing your output.

Answering 'no', means no, by the way. Answering yes, on the other hand, would seem to indicate that one is in utter denial of essentially the whole of every known society. Contesting the question's formation and relevance is only to show ignorance of the matter at hand, given that it is the argument taken to an extreme. You can recreate it under any circumstances, it remains. Your morality is largely independent of your personal 'obligation' to spread your specific genes.

Infact, even as societies, our generalized intersubjective moralities only have a partial correlation to 'spread the species' genes'... largely consisting of 'don't obliterate other members of your society'. Other societies are clearly not so lucky, war and a common vilification of rape both stand clearly in the way of this absurdity.

It's neither a tough nor sensitive question, it is, in its entirety: silliness

http://www.youtube.com/watch?v=Iu7vySQbgXI

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There are plenty of people who are apparently not homosexual and yet do not breed. What if everyone were heterosexual and made that choice?

Then we'd go extinct. So wonderful that we have people with differing desires in this world