One who holds on to regrets, learn nothing from life, our regrets should become lessons for the rest of our lives. Those who regret not do things that are not worthy of regret should examine how they see life, to regret not doing bad or immoral things leaves a person with a need for a real understanding of life. So we should take our regrets and make life lessons from them to improve our lives and the lives of others. This comes from personal experience.
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God loves those who believe and those who do not and the same goes for me, you have no choice in this matter. That puts the matter of total free will to rest.
