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If We Had A Medical Section I'd Put This In It
August 27, 2016 at 7:39 pm
(This post was last modified: August 27, 2016 at 8:46 pm by Minimalist.)
Sometime back I mentioned that I had spent a night in a hospital for “observation.” The Yanks on the board will understand this so the information is principally being given to residents of more civilized nations which have National Health Care systems of one type or another. Now, I am on Medicare so out of all of this my total cost was $80 in co-pays. The total billed was $16,558.00. Medicare had the good sense to tell them to go fuck themselves but even they paid $3,079.68. I can only assume that the purpose of even issuing such outrageous bills is to create some sort of write-off of the difference.
So here is a representative sample of some of the charges on the statement.
“Critical Care – First Hour” $5,344.70. As near as I could tell this “critical care” consisted of parking my ass on a gurney and attaching a clothespin type sensor to my finger which was connected to a monitor which beeped constantly and annoyingly. At some point a doctor walked in and talked to me for a little while but that was a separate charge of $802.00.
Now much of their jargon is incomprehensible but I was able to use the web to figure out that a TTEw/Doppler was an echocardiogram. It took about a half hour and cost $1,982.30 as far as the hospital was concerned. Medicare said “Fuck off.” Next I figured out that a drug they gave me was something called Lovenox. When I went on Google for the cost of Lovenox there were people who were outraged that it cost $55.00 per shot and at least one shot was needed everyday. That would be a minimum of $1,600 per month for those people. My one shot of Lovenox was billed at $552.00. Again, Medicare was unimpressed!
The last obvious basis for comparison was an EKG which, when done at the doctor’s office cost $17.10. In the hospital, it was $489.20 and they did it twice.
Obviously these amounts are meaningless for Medicare patients. If you have private insurance you are sort of at the mercy of whatever the insurance company is able to negotiate. BUT, if you don’t have insurance, you are financially fucked flat by an “observational” one night stay in a hospital where they didn’t really do much of anything except annoy the piss out of me all night and make sure that I didn’t get any sleep.
Don’t let any politician tell you that the “private sector” can do it better.
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RE: I We Had A Medical Section I'd Put This In It
August 27, 2016 at 8:11 pm
That's fucking ridiculous.
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RE: I We Had A Medical Section I'd Put This In It
August 27, 2016 at 8:37 pm
That's 'Murrica. And the republicunts even want to trash Obamacare which while far from perfect was at least a start.
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RE: I We Had A Medical Section I'd Put This In It
August 27, 2016 at 8:39 pm
(August 27, 2016 at 8:37 pm)Minimalist Wrote: That's 'Murrica. And the republicunts even want to trash Obamacare which while far from perfect was at least a start.
I mean I knew your healthcare system was bad, but I didn't think it was that bad...
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RE: If We Had A Medical Section I'd Put This In It
August 27, 2016 at 8:50 pm
Did you ever see Michael Moore's "Sicko?"
What is outrageous about it is that it is not about the "uninsured." It's about people who had insurance and still found themselves fucked over by the industry.
This kind of shit.
http://www.huffingtonpost.com/2010/02/17...64984.html
Click in the circle.
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RE: If We Had A Medical Section I'd Put This In It
August 27, 2016 at 9:01 pm
I note my insurance premiums are up well over 40% this year, a similar rise next year and I can guaranty the 'hypothetical' death spiral for health care/insurance costs will be the real deal.
The granting of a pardon is an imputation of guilt, and the acceptance a confession of it.
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RE: If We Had A Medical Section I'd Put This In It
August 27, 2016 at 10:18 pm
My little bro was just in the hospital for 7 days for a very serious blood infection. Herecovered, but since he has no insurance (he's one of the Obamacare haters who opted out even though he had the money to get insured), I have no idea what he's gonna do. He was in critical care for 3 days, and regular rooms for 4. With all the tests an medications he was given, and knowing the base rate for critical care is like 8k a day, and for regular room is like 4 k a day, he's basically just screwed.
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RE: If We Had A Medical Section I'd Put This In It
August 27, 2016 at 10:26 pm
Most of what I know about the US health care service I learned from these boards, but I'm getting the distinct impression you lot pay too much and get too little.
Almost three years ago, I blew a disc in my back. Not a lot of pain, but I was losing feeling in both feet. An MRI (which cost me nothing) showed that the L4/L5 vertebrae were pressing against the sciatic nerve. I was sent to a specialist who tried a series of steroid injections (which didn't work and cost me nothing). It was determined that surgery was the only option left. I had a lumbar laminectomy. The procedure was done by a neurosurgeon and his assistant, accompanied by the anesthesiologist and a surgical nurse. I was sent home the following day, and took two weeks of PT.
All of this cost me...nothing.
Boru
‘I can’t be having with this.’ - Esmeralda Weatherwax
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RE: If We Had A Medical Section I'd Put This In It
August 27, 2016 at 10:34 pm
You nailed it, Brian.
You might find this illustrative.
http://health.costhelper.com/back-surgery.html
Quote:Without Insurance: Laminectomy $50,000-$150,000
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RE: If We Had A Medical Section I'd Put This In It
August 27, 2016 at 10:48 pm
(August 27, 2016 at 7:39 pm)Minimalist Wrote: Sometime back I mentioned that I had spent a night in a hospital for “observation.” The Yanks on the board will understand this so the information is principally being given to residents of more civilized nations which have National Health Care systems of one type or another. Now, I am on Medicare so out of all of this my total cost was $80 in co-pays. The total billed was $16,558.00. Medicare had the good sense to tell them to go fuck themselves but even they paid $3,079.68. I can only assume that the purpose of even issuing such outrageous bills is to create some sort of write-off of the difference.
So here is a representative sample of some of the charges on the statement.
“Critical Care – First Hour” $5,344.70. As near as I could tell this “critical care” consisted of parking my ass on a gurney and attaching a clothespin type sensor to my finger which was connected to a monitor which beeped constantly and annoyingly. At some point a doctor walked in and talked to me for a little while but that was a separate charge of $802.00.
Now much of their jargon is incomprehensible but I was able to use the web to figure out that a TTEw/Doppler was an echocardiogram. It took about a half hour and cost $1,982.30 as far as the hospital was concerned. Medicare said “Fuck off.” Next I figured out that a drug they gave me was something called Lovenox. When I went on Google for the cost of Lovenox there were people who were outraged that it cost $55.00 per shot and at least one shot was needed everyday. That would be a minimum of $1,600 per month for those people. My one shot of Lovenox was billed at $552.00. Again, Medicare was unimpressed!
The last obvious basis for comparison was an EKG which, when done at the doctor’s office cost $17.10. In the hospital, it was $489.20 and they did it twice.
Obviously these amounts are meaningless for Medicare patients. If you have private insurance you are sort of at the mercy of whatever the insurance company is able to negotiate. BUT, if you don’t have insurance, you are financially fucked flat by an “observational” one night stay in a hospital where they didn’t really do much of anything except annoy the piss out of me all night and make sure that I didn’t get any sleep.
Don’t let any politician tell you that the “private sector” can do it better. I recently completed a bookkeeping certificate, so I'll try to put my two cents in. Markups are fairly normal, often to cover the cost of overhead, stuff the buyer doesn't pay for in raw material, but still needs to be paid. That said: GOOD FUCKING GOD, WHAT THE HELL IS A MARKUP LIKE THAT SUPPOSED TO BE PAYING FOR? While I haven't gotten my bookkeeping job yet, I strongly suspect that, if I were in a position where I had to do accounts like that, I'd seriously consider reporting the company to the SEC.
Comparing the Universal Oneness of All Life to Yo Mama since 2010.
I was born with the gift of laughter and a sense the world is mad.
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