(October 9, 2015 at 7:36 pm)Exian Wrote: No debt? What the fuck?
Uh . . .
er . . .
me too. Farm is paid for and has been for decades. I'm not adverse to borrowing money to buy more land, but the right deal needs to come along. I know it seems unAmerican to not be in debt up to my eyeballs, but there are some advantages, I don't have to borrow money to plant next years crop. I don't have coupon books for cars and pickups and tractors and such. I have modest needs and desires, not into expensive vacations, my pickup is 3 years old, but aside from cruise, AC and a nicer radio it has very few options, not even On-Star.
I pissed away quite a bit of cash on addictions and legal troubles, nice that hasn't been an issue for a while.
As for not having to deal with bankers and loan officers, it's a sense of freedom. And relief.
I do have 1 credit card, and I use it heavily but pay it off every month. It's a handy thing with the farm needing stuff and my not having time to run to the city to get it, I just go to Ebay. I probably spend high 4 figures on Ebay every year. Tractor parts, bug dope, parts for the 4 wheeler, garage door parts, there is quite a bit to keeping the farm running. Spending one entire day running around the city to get one hydraulic cylinder seal isn't an effective use of my time when I can do it in 5 minutes on Ebay.
LOL, I carry a wad of cash too. It's just easier. Cash can still solve problems nothing else can. Just a few days ago, I was getting my flu shot, and the paper work for the insurance was taking too much time. I looked at the guy and said, "the shot is $20, let's forget the insurance and I'll just pay cash." I was on my way in 5 minutes. I've left the house without checks before, if I'm in line at MallWart and realize I don't have any checks, PRAISE JESUS !!, they still take cash.
The granting of a pardon is an imputation of guilt, and the acceptance a confession of it.
