Money-Saving Tips from Tibs and Shell

[Tiberius]

This accountant approves. Never, ever buy new cars. The depreciation in a new vehicle is beyond a joke, far more than almost any other asset I can think of. Second hand is the way to go. You still lose money, but you lose a lot less. And never go for finance if you can afford cash. PCP and HP finance deals are always without exception some of the worst finance rates on the market. If you have to borrow, try a bank first or the credit card thing I mentioned above.

This was probably the biggest mistake we made money wise. We bought a 2014 Chevy Cruze in 2014 that was second-hand, so it wasn't full price but it was close enough. The silver lining is its a great car so I don't really mind about the value since I won't be selling it anytime soon.