my healthcare idea

[Crunchy]

Your idea is universal single payer healthcare for the basics with the option to opt out and pay for a different plan if you have the desire and money do to so.

This is not your idea, its the Canadian health care system with the flawed idea of allowing people to opt out. It's the "all in" nature of universal insurance that allows it to be more efficient. To make your plan better, just change the provision allowing the opt out to one that allows the purchase of additional coverage on top of the basic plan without opting out of the universal system.
Now, your back to the Canadian system which the clownservatives will never accept for purely ideological reasons. They don't care that it costs less. They don't care that outcomes are better. All they care about is that some people who are not contributing taxes will get coverage and they will not abide this. They are in favor of cutting off their noses to spite their faces and are proud of it for the sole reason that it maintains ideological purity.