(July 15, 2017 at 11:41 am)wallym Wrote:(July 14, 2017 at 11:19 pm)Fireball Wrote: Cites for costs, please.
Why? Do you think it's possible for the real numbers to be such that the point doesn't apply?
Absolutely, once you factor in the risks that you're managing against. Suggrsting that insurance is about seeing the doctor for $20 is really disingenuous. Priced out an appendectomy, knee surgery, or extended hospitalization?
Do you carry homeowner's insurance? It's the same freaking concept. You're insuring against catastrophic financial ruin, not for routine care (even though many plans cover that for a copay - mine does not).