Man Uses $1m Win To Finally Visit Doctor, Gets Terminal Cancer Diagnosis, Dies

[LadyForCamus]

I don’t need to work them in, because they just exist in reality on their own, whether you like it or not.  You took this same fallacious approach in the thread about minorities and crime/poverty.  If your position on a socioeconomic problem requires that you ignore or dismiss the myriad of complex and interconnected variables that fuel that particular problem, then you’ve arrived at your conclusion using faulty logic.  You are refusing to see that it’s more complicated than you want it to be, so that you can continue on with this idiotic finger-pointing.

You can't discuss an issue at a socioeconomic level if you treat every person as unique.

One important point I made which you glossed over, (and to ShellB’s point which you also hand-waved away), is that at least here, even Silver plans have deductibles upwards of 5-7k/year for a single individual, with literally everything being subject to the deductible, including prescriptions.  Deductibles for families are in the 12-14k/year range.  So, even if the premium is reasonable, it’s certainly not affordable coverage.  It’s not coverage at all.

Average deductible for an individual silver plan in 2017 was $3,500. Max out-of pocket costs were $6,500. So, if this guy needed a couple hundred thousand in treatment, it would have hit his savings or put him in debt $6,500. That's not a bad deal.

Perhaps.  But, what about the person with a $500/month prescription?  Or the person who needs an MRI, but the imaging center won’t perform the test until they’re paid in full?  Not everyone gets to just ‘start a tab’.