(January 31, 2013 at 5:56 pm)Psykhronic Wrote: Oh shit, that IS expensive. My insurance is actually good so I almost never pay more than $5 for one medication, but I realize I am very VERY lucky.
I've covered 100% after I meet my deductible. The first $5000 is on me. It sounds bad, but given my situation, it's actually better than a traditional insurance policy. My annual costs are fixed, and lower than the premiums on the traditional policy my company offers (except I think they don't offer it any more because no one actually signed up for it).
(January 31, 2013 at 5:56 pm)Psykhronic Wrote: I have a friend who tried every anti depressant on the planet and he still has excessive depression symptoms -- he actually NEEDS one of those anti-psychotics to supplement an anti-depressant but the insurance company wont give it to him. In the case where every anti depressant fails, I get it. If you only tried prozac or something, giving you an anti-psychotic is fucking stupid.
Yeah, there are those cases to be sure. But my point was that advertising on television isn't going to be profitable if you're trying to reach that <1% of people who actually need the stuff to suppliment an anti-depressant. So it seems evident to me that they're pushing those drugs to people who don't need them.
