And if you are wrong , eternity is a long time.

[Artur Axmann]

I'm not a gambler ,but the cost benefit ratio is on the side of the believer
who risks nothing but gives up disease ,alcoholism, crime and early death
and could pssibly gain eternal life in a state of bliss.

Wow. That first premise implies that all atheists are disease-ridden crime-loving alcoholics, while no believers are. That's easily falsifiable.

Second, you also imply that your god is too stupid to tell the difference between someone who is following what he says to do because that person honestly believes that's the right thing to do, and a person who is doing it "just in case" it's the right thing to do.
Maybe when Pascal's wager comes up, it'll be you who fails because god will condemn you for thinking he's an idiot.

Not really, God may reward and respect the cautious and prudent over the self assured ,overly confident fool.