(August 9, 2014 at 2:39 pm)Isun Wrote: Problem with your proposition is that the market system of healthcare in the US has been a total failure. So a for profit health care system clearly doesn't work.
We don't have a private health care system in the U.S. We have an ugly hermaphrodite. Medicare and Medicade other government spending makes up a whooping 46% of medical spending the United States. But government involvement doesn't stop there. Oh no, we give tax incentives to companies to provide health insurance and require companies with more than 50 employees to negotiate health insurance and pay a proportion of the premium.
(August 9, 2014 at 2:39 pm)Isun Wrote: Worse, because of profit being the motivation it leads to insurance company's refusing to reimbursed covered expenses. They figure that most of those that they don't reimburse won't argue, and the few that will, doesn't cost as much as the profit earned by refusing to cover those that don't challenge the insurance company.It happens, but mostly doctors do the suing in this case and they win. They want to get paid and they know the insured can't.
(August 9, 2014 at 2:39 pm)Isun Wrote: They will refuse to provide healthcare to anyone that has a pre existing health care issue.You did see the Affordable Care Act go by right? It prohibits that.
(August 9, 2014 at 2:39 pm)Isun Wrote: I have no problems with a governmental healthcare system like medicare for everyone. If private insurance wants to do business, they can cater to those that can afford their price.Again we don't really have free market health care now. And Medicare, Medicaid, and The VA don't do a great job. I wouldn't want to hand them the rest of our health care.
But having a market driven healthcare system is a failure and it is time to work with a different system that ensures a healthy country for everyone (depending on factors of health withstanding).
I repeat, for a system to work it must make patients responsible for enough of their own costs to make them wise shoppers of medical services. The current insurance/government paid system does not do that.
If there is a god, I want to believe that there is a god. If there is not a god, I want to believe that there is no god.