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Any financial guru's here?
#21
RE: Any financial guru's here?
(March 7, 2020 at 3:25 pm)Brian37 Wrote:
(March 7, 2020 at 2:21 pm)BrianSoddingBoru4 Wrote: ‘Crull’?

Tell me what’s wrong with my offer.

Boru

It involves the name Boru. 

And since you won't blindly invest in my Agnetha condom scam, spare me.

I don’t ‘blindly’ invest in anything, don’t take it personally. I won’t invest in it now, though, since you’ve admitted it’s a scam. My offer to you is 100% legit. But tell me what is fiscally wrong with my offer.

What’s ‘crull’ mean?

Boru
‘Let me never fall into the vulgar mistake of dreaming that I am persecuted whenever I am contradicted.’ Ralph Waldo Emerson
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#22
RE: Any financial guru's here?
(March 7, 2020 at 3:36 pm)BrianSoddingBoru4 Wrote:
(March 7, 2020 at 3:25 pm)Brian37 Wrote: It involves the name Boru. 

And since you won't blindly invest in my Agnetha condom scam, spare me.

I don’t ‘blindly’ invest in anything, don’t take it personally. I won’t invest in it now, though, since you’ve admitted it’s a scam. My offer to you is 100% legit. But tell me what is fiscally wrong with my offer.

What’s ‘crull’ mean?

Boru

I think he means it gets stuck in your craw.

I could be wrong - it takes a while to fire up the decoder ring.
 “Two things are infinite: the universe and human stupidity; and I’m not sure about the universe.” ~Albert Einstein                                                 
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#23
RE: Any financial guru's here?
(March 7, 2020 at 3:47 pm)arewethereyet Wrote:
(March 7, 2020 at 3:36 pm)BrianSoddingBoru4 Wrote: I don’t ‘blindly’ invest in anything, don’t take it personally. I won’t invest in it now, though, since you’ve admitted it’s a scam. My offer to you is 100% legit. But tell me what is fiscally wrong with my offer.

What’s ‘crull’ mean?

Boru

I think he means it gets stuck in your craw.

I could be wrong - it takes a while to fire up the decoder ring.

If that’s what he mean, he not only misspelled the word, but got the phrasing wrong as well.

So, it probably IS what he meant.

Boru
‘Let me never fall into the vulgar mistake of dreaming that I am persecuted whenever I am contradicted.’ Ralph Waldo Emerson
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#24
RE: Any financial guru's here?
(March 7, 2020 at 3:49 pm)BrianSoddingBoru4 Wrote:
(March 7, 2020 at 3:47 pm)arewethereyet Wrote: I think he means it gets stuck in your craw.

I could be wrong - it takes a while to fire up the decoder ring.

If that’s what he mean, he not only misspelled the word, but got the phrasing wrong as well.

So, it probably IS what he meant.

Boru

Status quo...
 “Two things are infinite: the universe and human stupidity; and I’m not sure about the universe.” ~Albert Einstein                                                 
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#25
RE: Any financial guru's here?
Buy guns when there is a gun friendly administration. 

Sell when the other buyer panic over some possible gun grabber candidate.


.Presidents Clinton and Obama were the best gun salesmen in the last 100 years...
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#26
RE: Any financial guru's here?
(March 7, 2020 at 4:25 pm)onlinebiker Wrote: Buy guns when there is a gun friendly administration. 

Sell when the other buyer panic over some possible gun grabber candidate.


.Presidents Clinton and Obama were the best gun salesmen in the last 100 years...

Oh, no...

Boru
‘Let me never fall into the vulgar mistake of dreaming that I am persecuted whenever I am contradicted.’ Ralph Waldo Emerson
Reply
#27
RE: Any financial guru's here?
I can't speak about others, but I would feel ashamed for living by my mothers money, it's the only thing that springs to mind in this... talk. but hey, none of my business and so its my right to refuse to help ya, fund boy.



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#28
RE: Any financial guru's here?
OK accountant hat on;

A fixed annuity gives you a fixed income that won't change whatever happens. (Short of your provider actually going bust)

An indexed annuity goes up and down with the average of the stock market, generally the trend of stock markets is up over the long term so might have been a decent option whilst you were saving into a pension scheme. However as an annuity the possibility is that your income will crash if the stock market does, ie a recession would you need to find a new income just when it's most difficult to do so.

A variable annuity would require setting up your own portfolio bearing in mind that you're going to be living off this.
A diversified portfolio means having investments in different sectors, (a lot of people invest in companies in one sector and then get stuffed when that sector tanks) The usual 'hedge' is bullion (Though the rules on bullion ownership may be different in the US) the received wisdom is that this should be 10% of the value of the portfolio. Everyone immediately thinks of gold where bullion is concerned however at ~£1000 per ounce it tends to exclude a rather large percentage of the population. Silver is far more obtainable. Avoid 'paper-gold' usually appearing as 'gld' if push comes to shove there'll be a queue around the block trying to claim the same bar.

4th Option; Salesmen never tell you about this because they don't get any commission, but it's your money and you can withdraw it as a lump sum.
Problem is once it's gone it's gone and you would have to be disciplined as you have a lump sum burning a hole in your proverbial back pocket.
One option is to invest in something like property and then live of the rent, though that comes with all the responsibilities of being a landlord. There are of course companies that will do the donkey work for a fee.
Quote:I don't understand why you'd come to a discussion forum, and then proceed to reap from visibility any voice that disagrees with you. If you're going to do that, why not just sit in front of a mirror and pat yourself on the back continuously?
-Esquilax

Evolution - Adapt or be eaten.
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#29
RE: Any financial guru's here?
(March 7, 2020 at 3:36 pm)BrianSoddingBoru4 Wrote: What’s ‘crull’ mean?

Boru

Mabe he meant cruel. I support you if you were cruel. I really think he deserves. Pardon me for being someone that needs and always needed to work hard for everything. Eh, but at least he is doing great work as the internet warrior.
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#30
RE: Any financial guru's here?
But ‘I do know it gets under your cruel’ makes no sense. Not even for Brian.

Boru
‘Let me never fall into the vulgar mistake of dreaming that I am persecuted whenever I am contradicted.’ Ralph Waldo Emerson
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