(December 3, 2016 at 7:43 pm)Tiberius Wrote: @operator
If you are in that kind of position, get a cash back credit card and use it. Credit cards are only scary if you can't pay them off each month. If you pay them off in full, then you don't get charged interest, meaning your cash back is free money.
Also, keeping a credit card active and paid off will improve your credit score which will be important when you actually need to borrow money, like with a mortgage.
Thanks I will look into that ASAP.
And I can't say I've ever thought of credit being "scary" I just never had a legitimate need for it and I've never really bought into the whole idea that you need credit to live. I think it's a luxury that we have in today's age but I honestly think it's a huge fucking scam and credit card companies have convinced everyone in the country that you need a credit card to live the American Lifestyle and I just don't buy into it.
I would honestly never buy a house until I had the cash up front.
“Love is the only bow on Life’s dark cloud. It is the morning and the evening star. It shines upon the babe, and sheds its radiance on the quiet tomb. It is the mother of art, inspirer of poet, patriot and philosopher.
It is the air and light of every heart – builder of every home, kindler of every fire on every hearth. It was the first to dream of immortality. It fills the world with melody – for music is the voice of love.
Love is the magician, the enchanter, that changes worthless things to Joy, and makes royal kings and queens of common clay. It is the perfume of that wondrous flower, the heart, and without that sacred passion, that divine swoon, we are less than beasts; but with it, earth is heaven, and we are gods.” - Robert. G. Ingersoll
It is the air and light of every heart – builder of every home, kindler of every fire on every hearth. It was the first to dream of immortality. It fills the world with melody – for music is the voice of love.
Love is the magician, the enchanter, that changes worthless things to Joy, and makes royal kings and queens of common clay. It is the perfume of that wondrous flower, the heart, and without that sacred passion, that divine swoon, we are less than beasts; but with it, earth is heaven, and we are gods.” - Robert. G. Ingersoll
