Mark Cuban, "spend it or lose it" idea.

[arewethereyet]

An the other thing you might want to consider is that banks are not free, they are also  businesses so when you deposit money into a bank you are helping bank tellers and loan officers keep their jobs too. So again, it is a matter of priorities to me and it makes no sense to kneecap people who are already struggling. If they can spend and save at the same time why is that a bad thing?

If people don't have money coming in they are going to use their savings, if they have any.  That means the banks are going to have less held on behalf of their customers and therefore less to invest/use.

Banks also make money on the use of their credit cards and interest collected on things like mortgages, auto loans, and business loans.

People have to have money to pay those things for the banks to continue to make that interest income.

If people are able to save they certainly should but first things first.  

Right now, helping people pay their housing, keep food on the table, and the lights on is the immediate need.

You, who don't have to worry about this, aren't the guy to listen to for financial planning.