too rich?

[Tiberius]

Or preferably taken by a government agency to help where it is really needed.

Charity by itself, does not really work.

Only when governments get involved does real change occur.

I disagree. Charity can make real change; there are a number of them out there today doing just that, and to dismiss them like you just did is quite frankly appalling. The problem with government is it often sets out to do the right thing, but gets distracted by bureaucracy and its own corruption, creating a flawed system which helps some people, whilst allowing others to just take advantage of it. Look at the welfare system in the UK; plenty of people are helped through it, yes, but plenty others now depend on it, and have no interest in finding work because it is easier (and sometimes more prosperous) to live off the state.

Not to mention the amount of money that just gets wasted and forgotten about. You see, governments don't tend to worry about the money they spend, because they know for a fact that they will get roughly the same amount each year...in fact it's written into law that they do. Charities on the other hand, do not have a guaranteed supply of income, and so much prove themselves in order to obtain it. A charity that does fuck all will not survive, simply because people won't be encouraged to donate to it. Soup kitchens and other charities which aid the poor are still open because they work.

In the victorian era there was the tradition of the rich people to give money to help the poor.
The result. The poor still starved and froze. Only when a real solution like unemployment benefit came in did the poor people have a relatively decent existence.

One can hardly compare the Victorian era with how things are today. Unemployment benefit is both a good and a bad thing. If you are down on your luck and actively seeking a job, it is a well deserved relief measure. If you are simply lazy or trying to game the system, it isn't solving the problem, but adding to one.

There isn't one perfect solution for all this. It's ridiculous to say that government is the answer when it has failed so much.