Atheist/theist behaviour

[robvalue]

This is something that has intrigued me for a while, ever since I heard it. "Most of the time, theists live like atheists." I think it's true. When it comes to general mundane decision making and survival, that is what they do. And when they stray significantly from what atheists do, it works out badly for them. This is what I wanted to examine further.

Some easy examples:

An atheist looks both ways before crossing the street.
A theist thinks, "God is looking after me. But best be on the safe side...", looks both ways before crossing the street. Thinks, "God got me across the street."
A theist thinks, "God is looking after me. I don't need to look." Theist walks out into the road without looking. Theist gets hit by a car. 

An atheist goes to the doctor when they are ill. Gets better.
A theist thinks, "God is looking after me. But best be on the safe side...", and goes to the doctor when they are ill, and prays. Gets better. Thinks, "God made me better."
A theist thinks, "God is looking after me. I don't need to go to the doctor." Theist prays. Theist gets very ill.

And so on. What the theist is doing, minus irrelevancies like praying and attributing things to god, is exactly the same. When it isn't, they come off worse.

This is open to anyone to discuss, and to think of any more interesting examples of when theists behave like atheists, or times they differ and how that works out for them. My point is that basically theists are acting like they don't believe god is looking after them, betraying their professed beliefs.