I don't have a credit card, precisely because I like treating my debit card like cash. Can't spend it if you don't have it. Coupons I never use, I always buy generic store brand or Dollar Store which usually costs far less.
Cloths, always second hand or donation stores for me.
Cell phone, I have a burner, very cheap. Bad thing is you can get fucked on the pre pay card, when trying to add money or if your phone breaks most companies wont let you transfer the balance of the past month to a new device. And these fuckers bump your cut off date back one day every month, all that extra money sits in their bank accounts. It may not seem that much to an individual, but if you add up the 10s of millions they rip people off doing that to, it adds up. Personally I think that shit should be against the law. If you pay for it you should be allowed to use it no matter how you paid for it. And your due date should be the same every month, not be bumped back a day every month.
Cable? That is a rip off too. I hate that you cant simply have internet or just phone or just cable.
Cloths, always second hand or donation stores for me.
Cell phone, I have a burner, very cheap. Bad thing is you can get fucked on the pre pay card, when trying to add money or if your phone breaks most companies wont let you transfer the balance of the past month to a new device. And these fuckers bump your cut off date back one day every month, all that extra money sits in their bank accounts. It may not seem that much to an individual, but if you add up the 10s of millions they rip people off doing that to, it adds up. Personally I think that shit should be against the law. If you pay for it you should be allowed to use it no matter how you paid for it. And your due date should be the same every month, not be bumped back a day every month.
Cable? That is a rip off too. I hate that you cant simply have internet or just phone or just cable.